With Deferred Action for Childhood Arrivals (DACA) you can apply for a social security number and start building credit. A good credit score informs financial lenders of your trustworthiness so you can apply for student loans, a car note, and a home mortgage! However, with your new social security number comes a great deal of responsibility because while having no credit isn’t ideal, having bad credit is even worse. As a result, you must build credit smartly so you can manage it and have financial stability for the future.